Live Rates
30-Yr Mortgage:6.46%
15-Yr Mortgage:5.77%
Fed Funds Rate:3.64%
Prime Rate:6.75%
10-Yr Treasury:4.31%
Inflation (CPI):327.46
Updated: April 5, 2026
Live Data Updated Daily

About FinanceDataLive

Free financial calculators powered by live data from official government sources. Real numbers, not outdated assumptions.

Our Mission

Most financial calculator sites were built years ago and still use hardcoded or manually updated interest rates. When you are making a major financial decision — buying a home, planning retirement, paying off debt — you deserve calculations based on what rates actually are today, not what they were six months ago.

FinanceDataLive connects directly to official government data sources including the Federal Reserve FRED® API, Freddie Mac, and the U.S. Treasury. Every calculator on this site pre-fills with today's actual live rates so your results reflect reality.

Everything on this site is free, requires no sign-up, and performs all calculations in your browser. We never store your financial data.

What Makes FinanceDataLive Different

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Live Data Pre-Filled

Calculators automatically pre-fill with today's actual rates from official government sources. No manual lookups required.

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Official Government Sources

We pull data directly from the Federal Reserve, Freddie Mac, and U.S. Treasury — not from third-party aggregators or estimates.

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Privacy First

All calculations run in your browser. We never collect, store, or sell your financial information.

No Sign-Up Required

Every tool is completely free and accessible without creating an account. Just open and use.

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Visual Results

Charts and graphs help you understand your financial picture at a glance, not just numbers on a screen.

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Built for Accuracy

We use the same formulas as banks and financial institutions — not simplified approximations.

Our Data Sources

We never make up rates or use estimated data. Every number on this site comes from a verified official source.

Federal Reserve FRED® API

Federal funds rate, prime rate, inflation (CPI), treasury yields

Updated daily via official API
Freddie Mac

30-year and 15-year fixed mortgage rate averages

Updated weekly via FRED API
U.S. Treasury

10-year Treasury yield data

Updated daily via FRED API
Internal Revenue Service (IRS)

2026 federal income tax brackets and standard deductions

Updated annually
Federal Reserve Survey of Consumer Finances

US net worth benchmarks by age group

Updated every 3 years

Important Disclaimer

FinanceDataLive provides calculators and financial information for educational purposes only. Nothing on this site constitutes financial, investment, legal, or tax advice. Always consult a qualified financial professional before making major financial decisions.